XRP $10,000 to $35,000: Is there a possibility?

“Ripple is constantly making headlines, primarily due to the lawsuit filed by the SEC. However, an intriguing question that is being raised is, ‘Will XRP reach $10,000 or $35,000?’ and ‘How long will it take to achieve that value?’

XRP Price Performance So Far

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Last 7 Days	+0.1%
Last 1 Month	-10.3%
Last 12 Months	+281.4%
Quality Of Investment	Good

XRP: Buy or Sell? Select One

• Nov 12th: -20%
• Dec 30th: +17%
• Jan 24th: +67%
• Feb 27th: +75%
• March 1st: +55%
• March 17th: +80%
• March 20th: +88%
• March 22nd: +88%

Latest XRP Updates

• March 22nd: Ripple has urged the US SEC to move away from its past enforcement-driven approach and adopt clearer, legally grounded guidance. The company addressed how decentralized finance should be treated under federal securities laws, arguing that staking and yield mechanisms on public blockchains are fundamentally different from securities. Ripple also commended recent SEC staff guidance on meme coins and proof-of-work mining, highlighting them as clear examples of how the agency can provide effective oversight within existing legal frameworks.
• March 20th: Ripple CEO Brad Garlinghouse said the U.S. Securities and Exchange Commission is no longer pursuing its appeal in the case against Ripple. Garlinghouse said, “It’s been almost four years and about three months since the SEC originally sued us, certainly a painful journey in lots of ways. really deeply believed that we were going to be on the right side of the law and on the right side of history.”
• March 17th: Ripple has applied for a new trademark in the United States, the “Ripple Custody” trademark. The trademark application has already been received, but the United States Patent and Trademark Office (USPTO) has not assigned an examiner to review it so far.
• March 15th: The long-running lawsuit between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) may soon reach a resolution. Ongoing since December 2020, the case appears to be nearing its conclusion. Ripple’s legal team is pushing to renegotiate key aspects of a 2023 ruling by District Judge Analisa Torres of the Southern District of New York (SDNY). That ruling imposed a $125 million penalty on Ripple for institutional XRP sales, which were classified as unregistered securities offerings. However, the decision spared Ripple from the nearly $2 billion fine initially sought by the SEC. The SEC later appealed the ruling, just before former Chair Gary Gensler stepped down.
• March 12th: The U.S. Securities and Exchange Commission (SEC) has postponed its decision on Grayscale’s application for an XRP exchange-traded fund (ETF), stating that more time is needed to evaluate the proposal. The application seeks approval for a spot XRP ETF in the U.S. Meanwhile, Franklin Templeton has also submitted its own application for an XRP ETF with the SEC.
• March 10th: Ripple’s co-founder suffered $150M in XRP loss in the LastPass Hack. The hack targeting Ripple co-founder Chris Larsen has been traced back to a security lapse involving the password manager LastPass, according to a forfeiture complaint filed by U.S. law enforcement by blockchain sleuth ZachXBT.
• March 5th: Ripple CTO David Schwartz has put an end to speculation regarding the potential creation of additional XRP tokens. In response to recent claims on social media, Schwartz clarified that the XRP Ledger (XRPL) does not allow for the minting of new XRP under any circumstances. Schwartz said, “No network rule in the XRPL code permits XRP to be created. In fact, network rules enforced by nodes specifically prohibit this. I’m pretty sure someone specifically pointed this out to you the last time you spread this nonsense. And unless you don’t have even the slightest understanding of how blockchains, or for that matter computers, work you know that your computer cannot make my computer do anything it doesn’t have code to do.”
• March 3rd: The US President Donald Trump named Ripple’s XRP a part of the US Crypto Strategic Reserve. US President Donald Trump shook up the cryptocurrency world, announcing that XRP, SOL, and ADA.
• March 1st: BDACS, a leading institutional digital asset custody firm in Korea, has formed a strategic partnership with Ripple. Through this collaboration, BDACS will utilize Ripple Custody to offer secure custody infrastructure for XRP, RLUSD, and other crypto assets. This partnership aligns with the Financial Services Commission’s (FSC) newly announced roadmap for regulatory approval, supporting institutional involvement in the digital asset market.

What are the XRP Forecasts as per Influencers and Publishers?

The XRP Price Predictions for the year 2030 are nowhere near the $10000 or $35000 target

Average XRP Price Forecast
for Dec 31, 2030 is
$63.1

XRP $10000: Could Ripple reach $10,000?

To reach $10000, XRP will need to rise 4,000x.
At $10000, the target market cap will be approximately $576.81 trillion.
If XRP were to rise at the pace of 25%, it will take approximately 38 years to reach $10000.

This is certainly not practical.

To summarize, given the current price and the likely market cap of $10000, Ripple can’t reach $10000 even if the XRP investment cases are brilliant. On top of all of this, competition, regulatory conditions, and macroeconomic conditions would all act as barriers for Ripple to reach $10000. Additionally, the XRP Investment has been moderate in the last 12 months.

XRP will never reach $10000 as it will never reach such a higher Market Cap in Trillions which is greater than the GDP of all the countries combined.

However, there are a few factors to consider

• If a large proportion of the Tokens are burnt over time
• Ripple use cases do not have regulatory challenges (Central Banks for example)

Chad Steingraber posits that XRP could hit $20K due to its deflationary nature, potential bank integration as a reserve currency, and expected bank hoarding which could lower public supply and boost its price. He emphasizes XRP’s unique features—limited supply, deflationary aspect, and ability to issue assets like IOUs, and differentiates between circulating supply and market cap, terming the latter as “phantom money.” He mentions that XRP’s On-Demand Liquidity (ODL) may not majorly affect its price as it’s meant for smaller financial entities, not large banks. Steingraber speculates big banks might hold XRP as a reserve asset, akin to gold, and could create digital coins based on XRP’s ledger, establishing XRP as a key global financial asset. He also discusses a potential XRP scarcity as banks accumulate it, leading to a “business dependency,” and foresees a significant market value impact once institutions fully assimilate XRP into their systems.

Compare whether XRP is a better or worse investment option than other Cryptocurrencies

Ripple $35000: Will XRP reach $35,000?

To reach $35000, XRP will need to rise 14,000x.
At $35000, the target market cap will be approximately $2,018.84 trillion.
If XRP were to rise at the pace of 25%, it will take approximately 43 years to reach $35000.

Now, we know it is impossible to sustain that level of growth for such long years, particularly in any technology domain combined with high regulatory intervention.

Many Social media analysts have offered multiple arguments on how this could happen but to claim boldly that Ripple will reach the above market cap sometime within the given period is very very ambitious. The Global Stock Market is worth $106 Trillion in 2023. It was 30 Trillion, 20 years ago.

XRP will never reach $35000 as it will never reach such a higher Market Cap in Trillions. Apple is valued at $3 Trillion today.

XRP $10,000 to $35,000: Is there a possibility?

Yes, XRP $10000 to $350000 is possible only if a very large proportion of XRP Tokens are destroyed.

XRP $10000: Reaching $10,000 for XRP is highly improbable due to its required higher Market Cap in Trillions, which is unrealistic and exceeds global GDPs. Factors like competition, regulation, and economic conditions further hinder such growth. While scenarios like token burning and favorable regulations could help, these are speculative. Chad Steingraber’s theory of XRP hitting $20K due to deflationary aspects and bank adoption remains conjectural. Read the detailed analysis after this section

XRP $35000: It’s highly unlikely that XRP will reach $35,000, due to its higher Market Cap in Trillions, far exceeding the valuation of major companies like Apple and the entire global stock market. Achieving this level of growth is unrealistic, especially considering the technological and regulatory challenges in the sector. Claims of such a significant increase in XRP’s value in the next decade are overly ambitious.

A recent survey by Ripple found that 97% of global payment leaders believe blockchain and cryptocurrencies will significantly enhance payment speed within three years, and over half expect widespread merchant acceptance of crypto payments soon. Despite recognizing cost benefits, especially in cross-border transactions, unclear regulations are seen as a primary challenge to adoption. In a Deloitte study, 87% of US retail executives saw a competitive advantage in accepting digital currencies but called for clearer federal regulations.

Note: Please consult a registered investment advisor to guide your financial decisions.