Save more and spend smarter with expert money-saving tips! Discover budgeting hacks, frugal living ideas, and financial strategies to grow your savings.
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Should I Sell My Mutual Fund? By Guest Contributor, Arielle O’Shea Recently, the stock and bond markets have taken a tumble. This extreme price volatility reminds us that investing in the financial markets requires patience and a long-time horizon. But, does this market volatility mean you need to sell your mutual fund? Selling a mutual…
With the recent tumultuous performance of the stock market, recession fears are rampant. Americans are wondering, “Is a recession coming?” This article will help you understand, “What is a recession?” and educate you about how to prepare for a recession and what to do before a recession. Are we in a Recession? Recessions are a…
Stocks and bonds are the most established financial assets providing global investment opportunities for long-term wealth building. However, in the short term they can be risky investments due to their volatility. Historically, long term returns of the stock market have been positive, as have bonds. But over short periods stock and bond returns might be…
Costco.com is once again offering discounted Uber gift cards (e-gift cards, specifically) to Costco members on their site. Members can purchase 2 $50 Uber e-gift cards for $79.99 – effectively a 20% discount. These gift cards can be used on both the Uber and Uber Eats apps. Costco members have a limit of 1 transaction,…
This one’s for everyone looking for online tax software discount to help cut their tax filing costs. As you’re probably aware, the federal tax deadline is fast approaching (Tuesday, April 15, 2025). Unless you are filing an IRS tax extension or your income level does meet the threshold for filing taxes, you’ll need to submit…
What’s the Difference Between Individual Bonds and Bond Funds? Finally, with interest rates delivering reasonable cash flows, bonds and bond funds are getting exciting. You can make money with bond funds. Two benefits of bonds and bond funds are to stabilize a volatile investment portfolio and to deliver periodic cash flow. Find out the differences…
How are assets and liabilities connected to net worth? “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” ~Ayn Rand The first step in creating a fitness and diet plan is to step on the scale. Nobody likes to get weighed, but you…
My first experience with a financial advisor was in the early 1980’s, and he was a stockbroker. The minimum to hire a financial planner and invest was a few thousand dollars. The financial advisor got paid by commission. When I bought the mutual funds he recommended, he received a commission. There was a conflict of…
Best Ways to Save for Retirement in Your 50s – and more You’ve hit the big 5-0 and the reality that you’re not going to work forever sinks in. If you’re like most Americans, your retirement account is on the lean side. A recent Economic Policy Institute article reports that for households between ages 50 and…
